Hoover Financial Advisors Fundraising Results For Chester County Food Bank

Malvern, PA – In 2012, Hoover Financial Advisors, PC, selected Chester County Food Bank as its charity of record. Each autumn it holds a Fall Funds for Food campaign to raise money for the food bank before the holidays. With participation from employees, clients and business colleagues HFA has brought in close to $50,000 since 2012.

At a recent check presentation, Pete Hoover, HFA founder and CEO, contributed $15,000 to the local food bank on behalf of HFA and its clients. “At this time of year, we look forward to upcoming holidays and many wonderful family dinners,” says Hoover. “What we too often overlook is the fact there are thousands of people who are unable to gather around the table and enjoy a delicious meal. Not in Chester County, you may say. Sadly, the fact is one in 14 people in the wealthiest county in Pennsylvania lack reliable access to a sufficient quantity of affordable nutritious food. HFA hopes to make the upcoming months brighter for these families.”

In addition to financial donations, this summer HFA’s staff created food boxes for kids and picked tomatoes at Pete’s Produce Farm. For each dollar donated by financial planning firm, Chester County Food Bank can provide four meals or five pounds of food. Since its inception in 2009, it has provided the equivalent of 1.7 million meals. Eighty-nine percent of the food bank’s operating budget supports the hungry.

HFA, which is headquartered on Moores Road in Malvern, was launched in 2005 by Hoover, who has been an independent financial advisor for more than 30 years. Since its inception, HFA has quadrupled in size. Employees include client relationship managers, financial planners, insurance and tax specialists, investment analyst and an information services manager. This year, HFA PC was named to the Financial Times 300 Top Registered Investment Advisers list. In 2012, it was selected as Small Business of the Year by Chester County Chamber of Business & Industry. For more information, visit its website at petehoover.com or call 610.651.2777. To learn about Chester County Food Bank, call 610.873.6000 or go to chestercountyfoodbank.org.

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HOOVER FINANCIAL ADVISORS ADDS INVESTMENT ANAYLIST

Matthew McLaughlin

Matthew McLaughlin

Malvern, PA – Matthew McLaughlin recently joined Hoover Financial Advisors, P.C. (HFA) as an Investment analyst. His appointment was announced by Pete Hoover, CFP®, founder and CEO of the firm.

In his new position, McLaughlin is responsible for analyses and research relating to client investment portfolios. He also assists with securities transactions, performance measurement, reporting and rebalancing.

Before joining HFA, McLaughlin was a wealth manager for Sage Financial Group in West Conshohocken. Prior to that, he was an analyst in the Market Neutral Hedge Fund of Bryn Mawr Capital Management. His career began at City Of London Investment Management Group’s Philadelphia office in Coatesville.

“Hoover Financial Advisors has an excellent reputation,” says McLaughlin. “It is a young company doing great things, which offers an opportunity for me to grow both professionally and with the firm. It’s a good place to be,” he concludes.

HFA, which is headquartered on Moores Road in Malvern, was launched in 2005 by Pete Hoover, who has been an independent financial advisor for more than 30 years. Since its inception, HFA has quadrupled in size. In addition to investment analysts, staff members include certified financial planners, financial advisors, insurance and tax specialists, attorneys, a certified portfolio manager, and an information services manager. This year, HFA PC was named to the Financial Times 300 Top Registered Investment Advisers list. In 2012, it was selected as Small Business of the Year by Chester County Chamber of Business & Industry. For more information, visit its website at http://www.petehoover.com or call 610.651.2777.

HOOVER FINANCIAL NEWS: THOMAS BALIS EARNS APMA® DESIGNATION

Thomas Balis

Thomas Balis

Malvern, PA – Thomas Balis, an investment manager with Hoover Financial Advisors, PC, recently earned the College for Financial Planning designation of APMA® (Accredited Portfolio Management Advisor). The two-part 150-hour program includes a self-study course, proctored exam and an online graduate course.

To hold the APMA designation, Balis completed a curriculum, which features client assessment and suitability, risk/return, investment objectives, bond and equity portfolios, modern portfolio theory and investor psychology. In addition, hands-on practice elements achieved during the program are analyzing investment policy statements, building portfolios and making asset allocation decisions, such as sell, hold and buy decisions within client portfolios.

“The most important part of the course for me,” says Balis, “is an enhancement of my Investment Policy Statement (IPS) knowledge and how to use its elements as a governing tool while developing client relationships. I now have an academic foundation to help me understand why we, as financial analysts and planners, do what we do. I learned the proper questions to ask to allow us to build right kind of IPS and better understand why we choose one equity index over another. As a result, I feel more qualified to make more effective recommendations for our clients and advance their level of involvement in the investment process,” he concludes.

Hoover Financial Advisors, PC, which is headquartered on Moores Road in Malvern, was launched in 2005 by Pete Hoover, who has been an independent financial advisor for more than 30 years. Earlier this year, HFA was named to the Financial Times 300 Top Registered Investment Advisers. Since its inception, HFA has quadrupled in size. Staff members include certified financial planners, financial advisors, investment analysts, insurance and tax specialists, attorneys, a certified portfolio manager, and an information services manager. In 2012, HFA was selected as Small Business of the Year by Chester County Chamber of Business & Industry. For more information, visit its website at www.http://petehoover.com or call 610.651.2777.

HOOVER FINANCIAL ADVISORS NAMED TO 2016 FINANCIAL TIMES 300 TOP REGISTERED ADVISORS

Pete Hoover accepts Financial Times Top 300 in New York in June.

Pete Hoover accepts Financial Times Top 300 in New York in June.

Malvern, PA – Hoover Financial Advisors, PC was been named to the Financial Times 300 Top Registered Investment Advisers earlier this month (June). The list recognizes top independent RIA firms from across the U.S.

This is the third annual FT 300 list, produced independently by the Financial Times Ltd. in collaboration with Ignites Research, a subsidiary of the FT that provides business intelligence on the investment management industry.

More than 1,500 pre-screened RIA firms were invited to apply for consideration, based on their assets under management (AUM). Applicants that applied were then graded on six criteria: AUM; AUM growth rate; years in existence; advanced industry credentials of the firm’s advisors; online accessibility; and compliance records. Neither the RIA firms nor their employees pay a fee to The Financial Times in exchange for inclusion in the FT 300.

The average FT 300 firm has been in existence for 22 years and manages $2.6 billion in assets.

The 300 top RIAs hail from 34 states and Washington, D.C.

HFA, which is headquartered on Moores Road in Malvern, was launched in 2005 by Pete Hoover, who has been an independent financial advisor for more than 30 years. Since its inception, HFA has quadrupled in size. Staff members include certified financial planners, financial advisors, investment analysts, insurance and tax specialists, attorneys, a certified portfolio manager, and an information services manager. In 2012, HFA was selected as Small Business of the Year by Chester County Chamber of Business & Industry. For more information, visit its website at http://www.petehoover.com or call 610.651.2777.

FINANCIAL PLANNING EXECUTIVE JOINS HOOVER FINANCIAL ADVISORS

 Joseph W. Dowling

Joseph W. Dowling

Malvern, PA – Joseph W. Dowling recently joined Hoover Financial Advisors (HFA) as a financial advisor. His appointment was announced by Pete Hoover, CFP®, CEO and founder of the firm.

Prior to becoming a member of the HFA staff, Dowling operated his own business, Epiphany Wealth Partners. Before that, he was a wealth management advisor with United Capital Financial Advisors. He held similar positions with several prestigious firms, including Penn Liberty Bank Wealth Advisors and First Financial Group/Mass Mutual. He began his career as an institutional broker with Tullett Prebon in New York.

In his role as a financial advisor, he develops, manages and supports HFA client relationships. He is diligent in the research of the latest techniques, financial industry regulations as well as federal and state requirements. Dowling’s personal involvement as a business owner broadens his perception and understanding of HFA client experiences and requirements.

Dowling is a graduate of the University of Pennsylvania. His BA is in Regional Science. He holds Pennsylvania Property & Casualty Producer, Pennsylvania Life, Health & Annuity Producer and FINRA Series 65 licenses. The Northeast Philadelphia native currently resides in Erdenheim with his wife and five daughters.

HFA, which is headquartered on Moores Road in Malvern, was launched in 2005 by Pete Hoover, who has been an independent financial advisor for more than 30 years.  Since its inception, HFA has quadrupled in size. Staff members include certified financial planners, financial advisors, investment analysts, insurance and tax specialists, attorneys, a certified portfolio manager, and an information services manager. In 2012, HFA was selected as Small Business of the Year by Chester County Chamber of Business & Industry. For more information, visit its website at petehoover.com or call 610.651.2777.

CERTIFIED FINANCIAL PLANNER JOINS HOOVER FINANCIAL ADVISORS

Edward (Ted) Braun, CFP®

Edward (Ted) Braun, CFP®

Malvern, PA –Hoover Financial Advisors, P.C. (HFA) recently added Edward (Ted) Braun, CFP® to its growing staff. Braun is a financial planner with outstanding credentials. His appointment was announced by Pete Hoover, CFP®, founder of the firm.

Prior to joining HFA, Braun was a project manager in Financial Advisor Services at The Vanguard Group. He began his career at Vanguard and held various leadership positions during his tenure. In 2014, Vanguard awarded him a Financial Advisor Services Divisional Star. Prior to that he earned a Participant Experience Divisional Spirit Award from the company.

Braun, who holds a BBA degree from Strayer University, completed his financial planning education at Kaplan University. He is a resident of Kennett Square.

“Hoover Financial Advisors offers exactly what I was looking for,” says Braun. “It is a place where I can build my career and make a difference in people’s lives.”

HFA, which is headquartered on Moores Road in Malvern, was launched in 2005 by Pete Hoover, who has been an independent financial advisor for more than 30 years. Since its inception, HFA has quadrupled in size. Staff members include certified financial planners, financial advisors, investment analysts, insurance and tax specialists, attorneys, a certified portfolio manager, and an information services manager. In 2012, HFA was selected as Small Business of the Year by Chester County Chamber of Business & Industry. For more information, visit its website at http://www.petehoover.com or call 610.651.2777.

HOOVER FINANCIAL ADVISORS EXPANDS OFFICE SPACE

PHOTO CAPTION: Hoover Financial Advisors, P.C. offices on Moores Road, Malvern.

PHOTO CAPTION: Hoover Financial Advisors, P.C. offices on Moores Road, Malvern.

Malvern, PA – Hoover Financial Advisors, P.C. opened 2016 with larger quarters to accommodate its growing staff. “We were beginning to get a bit too comfortably close,” says HFA founder and CEO Pete Hoover with a laugh. “We love the Moores Road architecture and relocation was not an option we wished to consider. When space became available in our building, we jumped at the chance to expand.”

The expansion gives HFA an additional 2,080 square feet for a total of 5,368. First and second floor conference rooms are now each a sweeping 375 square feet with ample room for large meetings, work sessions and small special events. The lower level conference area is enhanced with a 65-inch flat screen television set.

HFA, which is headquartered on Moores Road in Malvern, was launched in 2005 by Pete Hoover, who has been an independent financial advisor for more than 30 years. Since its inception, HFA has quadrupled in size. Staff members include certified financial planners, financial advisors, investment analysts, insurance and tax specialists, attorneys, a certified portfolio manager, and an information services manager. In 2012, HFA was selected as Small Business of the Year by Chester County Chamber of Business & Industry. For more information, visit its website at http://www.petehoover.com or call 610.651.2777.

HOOVER FINANCIAL ADVISORS MEETS FALL FUNDS FOR FOOD GOAL

Malvern, PA – Each year, Hoover Financial Advisors, PC, conducts a Fall Funds for Food campaign to benefit Chester County Food Bank. Last year, HFA set a goal to raise $10,000 and actually brought in $12, 500. This year, the financial planning firm presented $15,000 to the local food bank. “With generous help from our clients, staff, vendors and colleagues, we reached our 2015 goal,” says Pete Hoover, CFP®, HFA president. “With each dollar contributed, the food bank can provide four meals or five pounds of non-perishable food.”

Chester County Food Bank stores and distributes food to more than 30 area food cupboards and 60 other meal sites and agencies at no charge. Since its inception in 2009, it has provided the equivalent of 1.7 million meals. In addition to raising money for the food bank, HFA provides sweat equity. Earlier this year, staff members worked in the kitchen at its Exton headquarters and at Charlestown Farm in Phoenixville. Last year HFA packed produce boxes and in past years, it pulled weeds and filled backpacks.

“It has been an interesting year,” notes Hoover. “Employment is up, always a good sign. Yet, there are over 70,000 households in Chester County Food Bank’s reach that do not have enough to feed their families. We are committed to helping these people, particularly as the holiday season approaches. It felt good to make our fundraising goal.”

HFA, which is headquartered on Moores Road in Malvern, was launched in 2005 by Hoover, who has been an independent financial advisor for more than 30 years. Since its inception, HFA has quadrupled in size. Employees include client relationship managers, financial planners, insurance and tax specialists, investment analyst and an information services manager. HFA selected as 2012 Small Business of the Year by Chester County Chamber of Business & Industry. For more information, visit its website at petehoover.com or call 610.651.2777. To learn about Chester County Food Bank, call 610.873.6000 or go to http://www.chestercountyfoodbank.org.

HOOVER FINANCIAL ADVISORS ADDS INVESTMENT ANALYST

TomBalisHeadshots-0365-1

Thomas Balis

Malvern, PA – Thomas Balis, a highly experienced financial services professional, recently joined Hoover Financial Advisors, PC (HFA), as an investment analyst. His appointment was announced by Pete Hoover, president and CEO of the firm.

Prior to HFA, Balis managed 21 H&R Block retail tax offices in Orlando, Florida. Before that, he was first vice president, district manager for 16 JP Morgan Chase Bank branches in Tampa. He and his family relocated to King of Prussia earlier this year and he worked as a part-time consultant for HFA. His background, investment expertise and keen analytical skills prompted Hoover to create a permanent position for the value-driven analyst. He holds a bachelor’s of science degree in Business Administration from Ohio State University.

Balis’ responsibilities include reviewing assets of HFA clients and recommending how to best allocate their money. “We are pleased to have Thomas on the team,” remarks Hoover. “His skills and knowledge of finance and banking promise to be rewarding for HFA clients.”

“I’m thrilled with this opportunity,” says Balis. “Working with a team of high caliber experts is invigorating. The diversity of talent is top notch. In many financial planning firms, clients don’t have such a range of services. Only one slice of the business is available. At HFA, everything from tax advice to insurance counsel and more is under one roof.”

HFA, which is headquartered on Moores Road in Malvern, was launched in 2005 by Pete Hoover, who has been an independent financial advisor for more than 30 years. Since its inception, HFA has quadrupled in size. In addition to the new investment analyst, employees include certified financial planners, financial advisors, insurance and tax specialists, attorneys, a certified portfolio manager, and an information services manager. In 2012, HFA was selected as Small Business of the Year by Chester County Chamber of Business & Industry. For more information, visit its website at http://www.petehoover.com or call 610.651.2777.

A FAMILY MEETING CAN PREVENT FUTURE FRENZY AND FRICTION

bio-gagliardiMalvern, PA – “We frequently see a troubling situation that can easily be prevented,” says Phil Gagliardi, CPM, a planner with Hoover Financial Advisors. “A frantic call comes in from one of our client’s children. Their parent is very ill and no longer able to manage personal and financial affairs. None of the children know where any of the estate documents are located, nor do they even know the wishes of their parents.”

The dilemma is not uncommon. Generally, parents don’t want to burden their children with such issues. They sincerely believe things will work out because they took appropriate steps to put necessary plans in place. They have the will/trust, durable power of attorney and all beneficiary designations are proper. However, that is rarely enough. Communicating investment and tax planning strategy as well as ultimate hopes and requirements to the next generation is equally as important as having the documents prepared.

A family meeting is a valuable tool to ensure peace of mind and avoid friction in time of crisis. Everyone involved can ask questions and reach an appropriate level of understanding, which will help prepare children and loved ones if older family members are unable to manage their affairs. They will be ready and not burdened with an extra layer of complexity. Another benefit of this meeting is to build a relationship between outside financial advisors and family members to maintain a level of knowledge and comfort. Gagliardi offers suggestions gleaned from an article at http://www.EstatePlanning.com noting a few components and benefits of the family meeting:

1. Ask your estate planning attorney and financial advisor to be there to explain how your plan will work and why decisions were made.

2. Choose a date and time that is convenient for everyone and a place that is appropriate. The room should encourage discussion but also convey the seriousness of the meeting. Have a beginning and ending time.

3. Make a list of topics to cover. This meeting should be a general explanation of what parents have planned and why, in order to prepare family members for what they can expect and may need to do in the future. Encourage questions and discussion.

4. It is important to give children some idea of the size of any inheritance they may receive. With people living longer and long-term care expenses often lasting for years, there may be little to pass on. If the inheritance is large, it is be better to give them a realistic picture now rather than later. It is helpful to prepare a child for a sizeable inheritance so they don’t go on a spending spree, fall prey to a scam, or be afraid to use the money at all. Some people prefer to keep their wealth a secret, but it should be discussed, especially if there may be controversial issues.

More comprehensive details can be found on Gagliardi’s blog on Hoover Financial Advisors website (http://www.petehoover.com).

Gagliardi joined HFA four years ago. Prior to that, he was a trust officer with Charles Schwab Bank in Wilmington, Delaware. He is one of only 350 individuals in the U.S. to earn a Certified Portfolio Manager® designation. The planner holds a master’s degree in taxation and financial planning from Widener University.

HFA, founded by Pete Hoover, CFP® in 2005, has quadrupled in size since its inception. The firm was selected as the 2012 Small Business of the Year by Chester County Chamber of Business & Industry and the year before it was named among the top financial planners in the Philadelphia region. Headquartered on Moores Road in Malvern, HFA is an independent discretionary firm with no product ties. Services include wealth management, cash flow management, estate planning, retirement planning, financial forecasting, plan preparation and implementation, income tax strategies, insurance solutions and management of financial needs after the death of a loved one. For further information, visit the firm’s website at http://www.petehoover.com or call 610.651.2777.

HOOVER FINANCIAL ADVISORS EXCEEDS FUNDS FOR FOOD GOAL

Larry Welsch, Chester County Food Bank executive director, is all smiles as he accepts a check from Hoover Financial Advisors. Shown with Welsch (l to r) are Pete Hoover, Beth Hoover and Kelly Hoover.

Larry Welsch, Chester County Food Bank executive director, is all smiles as he accepts a check from Hoover Financial Advisors. Shown with Welsch (l to r) are Pete Hoover, Beth Hoover and Kelly Hoover.

Malvern, PA – Hoover Financial Advisors completed its fall Funds for Food campaign by raising     $12, 500 for Chester County Food Bank. The goal was $10,000. “We couldn’t be happier to exceed our original plan,” says Pete Hoover, CFP, president and founder of HFA. “The holidays can be tough for families who don’t have enough to eat. The Food Bank reports that more than 50,000 residents of Chester County are food-insecure. Last year, it distributed over 2.6 million pounds of food, including 800, 000 pounds of fresh produce, to 100 food cupboards. We are very pleased to be able to help and thank all our clients and business colleagues who contributed so generously to the fund-raising campaign.”

“Hoover Financial Advisors has been a wonderful partner to Chester County Food Bank, says executive director Larry Welsch. “The company supports us with both monetary contributions and through volunteering. HFA has hosted fund drives among its clients to strengthen this support. We are so very fortunate to have corporations like HFA, who are not only supportive of the efforts of the Food Bank, but are also genuinely committed to the Chester County community. HFA is a true ambassador of Chester County Food Bank,” concludes Welsch.

HFA, which is headquartered on Moores Road in Malvern, was launched in 2005 by Hoover, who has been an independent financial advisor for more than 30 years.  Since its inception, HFA has tripled in size. Employees include client relationship managers, financial planners, insurance and tax specialists, investment analyst and an information services manager. Two years ago, HFA was selected as 2012 Small Business of the Year by Chester County Chamber of Business & Industry. For more details, visit its website at petehoover.com or call 610.651.2777. Go to ChesterCountyfoodbank.org for Chester County Food Bank information.

DANIELLE MARINELLI JOINS HOOVER FINANCIAL ADVISORS

DanielleheadshotsHooverFinancial-0009-1Malvern, PA – Hoover Financial Advisors recently added Danielle Marinelli to its growing staff as a client service manager. Her appointment was announced by Peter K. Hoover, president and founder of HFA.

In her new position, Marinelli’s responsibilities include handling and processing client service issues, Schwab banking-related functions and client fund transfers. Prior to joining HFA, she was a business manager with Creative Financial Group in Newtown Square. Before that, she worked for Meridian Bank in the Financial Services division. Marinelli holds a degree in business and finance from West Chester University where she was a member of the Finance/Economics Society. She is a resident of Wayne.

HFA, which is headquartered on Moores Road in Malvern, was launched in 2005 by Hoover, who has been an independent financial advisor for more than 30 years. Since its inception, HFA has quadrupled in size. In addition to the client services manager, employees include financial planners, insurance and tax specialists, an investment analyst and information services manager. Two years ago, HFA was selected as 2012 Small Business of the Year by Chester County Chamber of Business & Industry. For more information, visit its website at petehoover.com or call 610.651.2777.

HOOVER FINANCIAL ADVISORS DESIGNATES OCTOBER FUNDS FOR FOOD MONTH TO BENEFIT CHESTER COUNTY FOOD BANK

petehoovernewheadshot (1)Malvern, PAWe all know that wonderful feeling of satisfaction when we see our seasonal tables laden with delicious food,” says Pete Hoover, president of Hoover Financial Advisors, P.C. “My mouth waters just thinking about holiday turkey, ham, cranberry sauce, yams, a bounty of vegetables and an array of tantalizing desserts. We are very blessed, but many folks in America and even Chester County are not so fortunate. Some 70,000 people in our area are food insecure and rely on the good will of others for help.”

This concern by Hoover and his staff prompted them to adopt the local food bank as its charity of record. Earlier this year, the HFA staff spent a day at its distribution center packing produce. Chester County Food Bank, which was founded in 2009, is comprised of a network of 90 food cupboards and feeding sites. In the past two years, it has distributed 1, 717, 689 pounds of food; of that total, fresh produce amounted to 432, 763 pounds. In addition, there is a children’s backpack program.

The financial planning firm has designated October as HFA Funds for Food Month. “This means that throughout October, we will collect money to support Chester County Food Bank and its many programs, including the Community, the Classroom and the Cafeteria, which increases equitable access to fresh healthy food for school children,” explains Hoover. “Last year, we raised $8,600 during our fall campaign, an increase of $3,100 over 2012. Our goal was $7,500 and we were delighted to go beyond our target objective. We are hoping to bring in $10,000 for the Food Bank this fall. Contributions from organizations and individuals have helped the Food Bank increase distribution by 119 percent providing the equivalent of 1.7 million meals since 2011”, concludes Hoover.

To participate in HFA Funds for Food Month: Send or drop off a check made out to Chester County Food Bank to HFA’s office at 112 Moores Road, Malvern, PA. (For each dollar donated, the food bank can provide four meals or five pounds of food.)

HFA, which is headquartered on Moores Road in Malvern, was launched in 2005 by Hoover, who has been an independent financial advisor for more than 30 years.  Since its inception, HFA has quadrupled in size. Employees include client relationship managers, financial planners, insurance and tax specialists, investment analyst and an information services manager.  HFA selected as 2012 Small Business of the Year by Chester County Chamber of Business & Industry. For more information, visit its website at petehoover.com or call 610.651.2777. To learn about Chester County Food Bank, call 610.873.6000 or go to http://www.chestercountyfoodbank.org.

HOOVER FINANCIAL ADVISORS STAFF VOLUNTEERS AT CHESTER COUNTY FOOD BANK

Shown left to right at the Food Bank warehouse are: Gail Coxe; Kelly Hoover; Phil Gagliardi; Carol Olver; Pete Hoover; Jerry Fahey; Beth Hoover; and Tim Curvan.

Shown left to right at the Food Bank warehouse are: Gail Coxe; Kelly Hoover; Phil Gagliardi; Carol Olver; Pete Hoover; Jerry Fahey; Beth Hoover; and Tim Curvan.

It was a wonderful day for the Hoover Financial Advisors staff. Employees donated a day of service to work at the Food Bank’s new location on Pennsylvania Drive in Exton. Splitting into two shifts, the group repackaged vegetable, including onions, lettuce, beets, celery and cabbage. HFA adopted Chester County Food Bank as its charity of record last year. The Malvern-based financial planning company will hold a fundraising campaign this fall.

“Hoover Financial Advisors is a terrific asset to the efforts of the Chester County Food through its support in three-fold giving with food donations, monetary support and volunteering,” says Phoebe Kitson-Davis, manager for Agency and Community Partnerships. “HFA has hosted fund drives amongst its clients to strengthen giving for the Food Bank, packed food boxes in our warehouse, helped in our farm fields and held food drives. We are very appreciative. Hoover Financial Advisors is a true ambassador of the Chester County Food Bank.”