In the spirit of the holiday season, Pottstown Area Rapid Transit (PART) is pleased to announce our “Take PART, Give Back” Campaign!
Beginning November 29, 2015 PART will be collecting donations to benefit the Pottstown Cluster of Religious Communities and Operation Backpack. PART is pleased to partner with these organizations to help build the supply of food and goods available to those in need in our local community.
How can you PARTicipate?
By riding on one of PART’s Special Sunday Shopper Days! Every Sunday beginning November 29th, 2015 through December 20th 2015 from 12:00 p.m. – 6:00 p.m., bring your donation on board a PART Transit Bus and ride for $1.00! *Applies to Adult Base Fare ONLY
During the Tri County Area Chamber of Commerce Holiday Mixer & Business to Business Expo on Tuesday, December 8, 2015 from 4:30 p.m. – 6:30 p.m. at Norco Fire Company, 144 W. Schuylkill Road, Pottstown, PA 19465. Bring your donation to the event and receive a PART Holiday ornament!
The Pottstown Cluster of Religious Communities is a 501 c3 nonprofit organization providing a multitude of programs related to food security, clothing and housing assistance, and other supportive services. Activities are intended to “address the basic human needs of persons within the Greater Pottstown community, while assisting with their spiritual and social needs.”
The Cluster is currently in need of dry goods including laundry detergent, all-purpose cleaners, paper towels, and toiletries. Canned goods including fruits, vegetables, soups, tuna fish, and tomato products are also in high demand.
Operation Backpack is a 501 c3 nonprofit organization, providing food to students in the greater Pottstown community who would go without over the weekend. The organization works to “help homeless and hungry students succeed by addressing the issue of childhood hunger.” The organization works with individuals and organizations to gather ready to eat items to fill backpacks distributed to participating schools at the end of each week. Operation Backpack is currently in need of prepackaged tuna, macaroni and cheese, soups, pasta, cereal, granola, breakfast bars, crackers, juice, and water.
As a public service, PART takes great pride in providing safe, affordable, and reliable quality transportation to the Borough of Pottstown, Lower, West, and Upper Pottsgrove Townships, Limerick Township, and North Coventry Township.
Please help PART Give Back! Questions? Contact Erica Batdorf at 610-970-6515 or firstname.lastname@example.org
Or visit our website at http://www.pottstownarearapidtransit.com
Malvern, PA – Each year, Hoover Financial Advisors, PC, conducts a Fall Funds for Food campaign to benefit Chester County Food Bank. Last year, HFA set a goal to raise $10,000 and actually brought in $12, 500. This year, the financial planning firm presented $15,000 to the local food bank. “With generous help from our clients, staff, vendors and colleagues, we reached our 2015 goal,” says Pete Hoover, CFP®, HFA president. “With each dollar contributed, the food bank can provide four meals or five pounds of non-perishable food.”
Chester County Food Bank stores and distributes food to more than 30 area food cupboards and 60 other meal sites and agencies at no charge. Since its inception in 2009, it has provided the equivalent of 1.7 million meals. In addition to raising money for the food bank, HFA provides sweat equity. Earlier this year, staff members worked in the kitchen at its Exton headquarters and at Charlestown Farm in Phoenixville. Last year HFA packed produce boxes and in past years, it pulled weeds and filled backpacks.
“It has been an interesting year,” notes Hoover. “Employment is up, always a good sign. Yet, there are over 70,000 households in Chester County Food Bank’s reach that do not have enough to feed their families. We are committed to helping these people, particularly as the holiday season approaches. It felt good to make our fundraising goal.”
HFA, which is headquartered on Moores Road in Malvern, was launched in 2005 by Hoover, who has been an independent financial advisor for more than 30 years. Since its inception, HFA has quadrupled in size. Employees include client relationship managers, financial planners, insurance and tax specialists, investment analyst and an information services manager. HFA selected as 2012 Small Business of the Year by Chester County Chamber of Business & Industry. For more information, visit its website at petehoover.com or call 610.651.2777. To learn about Chester County Food Bank, call 610.873.6000 or go to http://www.chestercountyfoodbank.org.
Malvern, PA – Thomas Balis, a highly experienced financial services professional, recently joined Hoover Financial Advisors, PC (HFA), as an investment analyst. His appointment was announced by Pete Hoover, president and CEO of the firm.
Prior to HFA, Balis managed 21 H&R Block retail tax offices in Orlando, Florida. Before that, he was first vice president, district manager for 16 JP Morgan Chase Bank branches in Tampa. He and his family relocated to King of Prussia earlier this year and he worked as a part-time consultant for HFA. His background, investment expertise and keen analytical skills prompted Hoover to create a permanent position for the value-driven analyst. He holds a bachelor’s of science degree in Business Administration from Ohio State University.
Balis’ responsibilities include reviewing assets of HFA clients and recommending how to best allocate their money. “We are pleased to have Thomas on the team,” remarks Hoover. “His skills and knowledge of finance and banking promise to be rewarding for HFA clients.”
“I’m thrilled with this opportunity,” says Balis. “Working with a team of high caliber experts is invigorating. The diversity of talent is top notch. In many financial planning firms, clients don’t have such a range of services. Only one slice of the business is available. At HFA, everything from tax advice to insurance counsel and more is under one roof.”
HFA, which is headquartered on Moores Road in Malvern, was launched in 2005 by Pete Hoover, who has been an independent financial advisor for more than 30 years. Since its inception, HFA has quadrupled in size. In addition to the new investment analyst, employees include certified financial planners, financial advisors, insurance and tax specialists, attorneys, a certified portfolio manager, and an information services manager. In 2012, HFA was selected as Small Business of the Year by Chester County Chamber of Business & Industry. For more information, visit its website at http://www.petehoover.com or call 610.651.2777.
Malvern, PA – “We frequently see a troubling situation that can easily be prevented,” says Phil Gagliardi, CPM, a planner with Hoover Financial Advisors. “A frantic call comes in from one of our client’s children. Their parent is very ill and no longer able to manage personal and financial affairs. None of the children know where any of the estate documents are located, nor do they even know the wishes of their parents.”
The dilemma is not uncommon. Generally, parents don’t want to burden their children with such issues. They sincerely believe things will work out because they took appropriate steps to put necessary plans in place. They have the will/trust, durable power of attorney and all beneficiary designations are proper. However, that is rarely enough. Communicating investment and tax planning strategy as well as ultimate hopes and requirements to the next generation is equally as important as having the documents prepared.
A family meeting is a valuable tool to ensure peace of mind and avoid friction in time of crisis. Everyone involved can ask questions and reach an appropriate level of understanding, which will help prepare children and loved ones if older family members are unable to manage their affairs. They will be ready and not burdened with an extra layer of complexity. Another benefit of this meeting is to build a relationship between outside financial advisors and family members to maintain a level of knowledge and comfort. Gagliardi offers suggestions gleaned from an article at http://www.EstatePlanning.com noting a few components and benefits of the family meeting:
1. Ask your estate planning attorney and financial advisor to be there to explain how your plan will work and why decisions were made.
2. Choose a date and time that is convenient for everyone and a place that is appropriate. The room should encourage discussion but also convey the seriousness of the meeting. Have a beginning and ending time.
3. Make a list of topics to cover. This meeting should be a general explanation of what parents have planned and why, in order to prepare family members for what they can expect and may need to do in the future. Encourage questions and discussion.
4. It is important to give children some idea of the size of any inheritance they may receive. With people living longer and long-term care expenses often lasting for years, there may be little to pass on. If the inheritance is large, it is be better to give them a realistic picture now rather than later. It is helpful to prepare a child for a sizeable inheritance so they don’t go on a spending spree, fall prey to a scam, or be afraid to use the money at all. Some people prefer to keep their wealth a secret, but it should be discussed, especially if there may be controversial issues.
More comprehensive details can be found on Gagliardi’s blog on Hoover Financial Advisors website (http://www.petehoover.com).
Gagliardi joined HFA four years ago. Prior to that, he was a trust officer with Charles Schwab Bank in Wilmington, Delaware. He is one of only 350 individuals in the U.S. to earn a Certified Portfolio Manager® designation. The planner holds a master’s degree in taxation and financial planning from Widener University.
HFA, founded by Pete Hoover, CFP® in 2005, has quadrupled in size since its inception. The firm was selected as the 2012 Small Business of the Year by Chester County Chamber of Business & Industry and the year before it was named among the top financial planners in the Philadelphia region. Headquartered on Moores Road in Malvern, HFA is an independent discretionary firm with no product ties. Services include wealth management, cash flow management, estate planning, retirement planning, financial forecasting, plan preparation and implementation, income tax strategies, insurance solutions and management of financial needs after the death of a loved one. For further information, visit the firm’s website at http://www.petehoover.com or call 610.651.2777.
UPCOMING EVENTS AND WORKSHOPS
Saturday, September 26, 2015
10:00 AM – 2:00 PM
Fourth Annual Honey Festival
Cedarville United Methodist Church
1092 Laurelwood Road
Pottstown, PA 19465
EVENT CONTACT: Tammy Bowman at email@example.com
Or May Smith at firstname.lastname@example.org
Annual Honey Festival event with demonstrations by local bee keepers and and local goods and crafts for sale by various local vendors, from apples and pears to local grown mums. PA Honey Queen in attendance, honey tasting, activities for children, and more. Free admission and parking. Our facility is handicap accessible. Honey food items will be available for purchase, and an operating hive will be on display. There will also be activities for the children.
Saturday, September 26, 2015
9:00 AM – 3:00 PM
St. Luke’s Community Day
St. Luke’s Lutheran Church, Obelisk
3206 Big Road
Zieglerville, PA 19492
It’s a day of affordable fun! Penguins from Lehigh Valley Zoo will be joining the party, zip lines and giant slides…games and prizes, too! They will also provide CPR training, food samplings, massages and many other fun and educating activities! Visit their website for more information!
Saturday, October 24, 2015
2:00 PM – 6:00 PM
MOSAIC’s ANNUAL FALL FESTIVAL
Mosaic Community Garden
423 Chestnut Street
Pottstown, PA 19464
Facebook: Mosaic Community Land Trust
Join Mosaic as we celebrate another great growing season! We will clean up for the first hour, officially closing our 2015 growing season. Then we will celebrate with warm apple cider, music, fall goodies and sweets, a fire pit for marshmallow roasting (no, marshmallows are not healthy but sure are fun to roast this time of year) and to keep warm….with lots and lots of wonderful conversation and community fellowship! Please plan to join us during this special event!
Our next workshop, All About Canning and Preserving, is coming soon! Be on the lookout for more information and save the date!
Malvern, PA – Hoover Financial Advisors, PC, celebrates its 10th anniversary with a series of Top 10 Lists. The first involves valuable advice to preserve good credit.
“Too much credit? Too little credit? No credit? Good credit? Bad credit? There are so many considerations when protecting and managing personal and business credit,” indicates HFA founder Pete Hoover, CFP. “Lenders generally rely on five key factors when evaluating individual or company credit worthiness. Sometimes called the 5 Cs, there are: Credit History; Capacity; Collateral; Capital; and Conditions.”
The most widely used credit scores are created by Fair Isaac Corporation or FICO. Ninety percent of top lenders use this resource to help them make billions of credit-related decisions every year. A person with credit has a FICO score at each of the three credit bureaus: Equifax, TransUnion and Experian. Each score is based on information the reporting bureaus keep on file about individuals with various types of credit. Data and scores may be different at each one. Base FICO scores have a 300 to 850 range. Although many lenders seek FICO scores when making decisions, there is no single cutoff score used to calculate interest rates.
“Credit can be a wonderful thing – if it is good,” qualifies Hoover. “For example, someone with a credit score of 840 is just 10 points below the highest possible rating. That person could pay more than $90,000 less on a 30-year fixed rate mortgage for a $300,000 home. Be sure to take charge of your credit health and keep your scores strong. The rewards are ample,” he concludes.
Hoover’s Top 10 List:
- Establish a positive credit history by opening and responsibly managing a secured credit card.
- Get current on any missed payments. Delinquent accounts may stay on credit report files for up to seven years.
- Always pay bills on time with at least the minimum amount due.
- Stay within credit limits on cards or lines of credit.
- Review credit scores annually and report discrepancies promptly. Free reports can be ordered by linking to http://www.AnnualCreditReport.com or calling 1.877.322.8228 and following instructions.
- Pay down high interest rate debt first.
- Don’t open new credit accounts you don’t plan on using.
- Set a monthly budget and maintain it.
- When possible, consolidate debt into a lower interest rate account.
- Pay more than minimum amounts on monthly bills.
Hoover, who has more than 30 years industry experience, is a multiple Five Star Wealth Manager, which is achieved by fewer than seven percent of area financial advisors. He launched Hoover Financial Advisors in 2005. The firm was selected as the 2012 Small Business of the Year by Chester County Chamber of Business & Industry and the year before it was named among the top financial planners in the Philadelphia region. Headquartered on Moores Road in Malvern, HFA is an independent discretionary firm with no product ties. Services include wealth management, cash flow management, estate planning, retirement planning, financial forecasting, plan preparation and implementation, income tax strategies, insurance solutions and management of financial needs after the death of a loved one. For more information, visit its website at petehoover.com or call 610.651.2777.
Information for this news release was obtained from Wells Fargo; AnnualCreditReport.com; Federal Trade Commission Consumer Information (consumer.ftc.gov); creditcard.com.
Ms. Parker has served the Tri County Community for the last six years while working at Montgomery County Community College. Previous to her tenure at MCCC, Parker served in various leadership roles for several local nonprofit organizations, including Interim Executive Director and Director of Development. She earned a Bachelor of Arts degree from West Chester University and a Master of Science degree from Colorado State University. A lifelong Pottstown resident, Parker has a deep commitment to and understanding of the Tri County area and has received several commendations for her fundraising, grant writing, and community outreach.
“On behalf of TCN’s Board, I am excited about Holly leading our organization in the coming years. Her experience in relationship and funder development in nonprofit, plus her knowledge of the community, provide a great mix of leadership that I feel will help take our organization to new levels,” said Tom Thunstrom, President of the TCN Board of Directors. “Holly’s diplomacy, personality, and character will help our organization build relationships in the Tri County community and will strengthen an already strong collaborative, helping us to be THE resource for developing and empowering partnerships to effect positive change in the region.”
TCN’s 2015-2016 program year kicks off on Tuesday, September 15th, from 8 to 10 AM in the South Meeting Hall at Montgomery County Community College’s West Campus. Additionally, TCN is proud to partner with Senator John Rafferty for his office’s third annual Job Fair, also scheduled for September 15th at Sunnybrook Ballroom from 10 AM to 1 PM.
For more information on TCN, visit our website at http://www.tcnetwork.org or call 610.850.0181.
- Informative experiential workshop presentations and research papers
Raga therapy, Sacred scale, Chinese Bell Therapy, African drumming, BioGuided Music Therapy, Mandala and Music, Music and Pain, Native flutes and more…….
* CEU credits available for Chinese Medicine and Music therapists
Heat and air quality alerts are in effect in the Philadelphia region Friday, as the area swelters on what’s likely to be the hottest day of the year so far.
Forecasters say high temperatures Friday are expected to reach the mid 90s, potentially flirting with the record for the date of 95 degrees and prompting some schools to announce early closings.
A National Weather Service heat advisory, in effect from noon through 8 p.m., says heat index values could reach 100 due to the warm temperatures and high humidity.
The most intense heat is expected between 1 p.m. and 6 p.m.
Read more at http://www.philly.com/philly/news/local/20150613_Heat__air_quality_alerts_for_Philly_area_Friday.html#FVZOYskTSZBOl7FC.99
Move over, Silicon Valley: Pennsylvania has a tech hub of its own.
Over the past couple of decades, the San Francisco Bay Area has been the tech mecca of the country. It’s the shiny, silicon haven where the nerds are the cool kids and where artisanal coffee is a main food group; where there are more startups than gyms and everyone seems to be living far in the future.
But this flood of entrepreneurial hopefuls has brought with it a surge of sky-high housing costs and a lack of space. Those looking to start a company are already using all of their resources to make sure their venture is a success. But how can they take such a risk if they’re paying upwards of $4,000 a month for a two-bedroom apartment?
As it turns out, there are other areas of the country—including some in Pennsylvania—where more tech companies and venture capital firms are popping up every year. These dark horses may be poised to become the next silicon superpowers.
To see the top 10 PA tech counties, click the link: http://www.dailylocal.com/general-news/20150611/where-is-pennsylvanias-very-own-silicon-valley
WEST WHITELAND TOWNSHIP, PA – Royal Paper Products is pulling up stakes and moving — but the vans didn’t have far to travel.
After 65 years on North Caln Road in the Coatesville area, Royal is ready to welcome guests to its new Exton area facility on Clover Mill Road in West Whiteland. It is holding a grand opening and ribbon-cutting ceremony on Saturday.
The company makes more than 1,000 disposable products for the foodservice, hospitality and janitorial industries.
The new production plant and headquarters is located on 22 acres, giving the company ample room for its 45 employees and providing 16,500 square feet of much needed office space.
Blue Bell, Pa.— Montgomery County Community College (MCCC) will host the Tri-County Concerts Association’s 73rd Annual Youth Festival Concert on Saturday, June 6, at 7 p.m. in the Science Center Theater, 340 DeKalb Pike, Blue Bell. Tickets cost $10 for general admission; students and children are free.
The Tri-County Concerts Youth Festival is one of the area’s most prestigious competitions for aspiring young classical musicians living in Chester, Delaware, and Montgomery counties. Since 1943, the festival has been a stepping-stone to achievement for many emerging young artists, several of whom are now current and retired members of the Philadelphia Orchestra. MCCC is proud to host the concert each year featuring these talented students.
This year, they will perform works by Beethoven, Chopin, Dvorak, Prokofiev, and Elgar, among others.
Many Montgomery County students won top prizes in this year’s Tri-County Youth Festival and will perform at the concert.
First place awards were presented to: harpist Michael Turner of Phoenixville, a seventh grader at The Wyndcroft School, in the Junior Musica Diversa Division; violinist Ethan Frankel of Royersford, an eighth grader at Spring-Ford Middle School, in the Junior Strings Division; and clarinetist Jack Zhang of Blue Bell, a senior of at Wissahickon High School, in the Senior Winds Division.
Second place awards were presented to: pianist Connie Jiang of Harleysville, an eighth grade student at Pennfield Middle School, in the Junior Piano Division; oboist Nina Cheng of Ambler, a junior at Upper Dublin High School, in the Senior Winds Division.
Additionally, the Dolce String Quartet with violinist Rachel Sigler of Gilbertsville, who is home-schooled, violinist Bryn Borzillo and violist Emily Adams of Royersford, who both attend Spring-Ford 5-6 Center, and cellist Sarah Lesher of Telford, a seventh grader who attends Indian Crest Middle School, won second place in the Senior Ensemble Division.
Several other Montgomery County students won Honorable Mention at the auditions. In the Senior Ensemble Division, La Chasse Quartet with violinists Stephanie Ko and Julia Povlow, violist Madeline Herman, and cellist Mark Egan placed. Ko, Povlow and Egan attend Methacton High School, and Herman attends Spring-Ford High School.
In the Senior Strings Division, cellist Nina Chae-Gordon, a freshman at Saint Joseph’s Academy, and violinist Fiyi Adebekun, a freshman at Pennfield Middle School placed. In the Junior Strings Division, violinist Jolade Adebekun, an eighth grade student at Pennfield Middle School placed.
For further information about the concert, contact Eleanor James at 610-986-3555 or email@example.com or visit www.tricountyconcerts.org. For more information about Montgomery County Community College, visit www.mc3.edu/livelyarts or call 215-641-6518.
Flute Haven Mini offers a day of Native Flute workshops, a flute circle, classes, and performances, and (most enjoyably) music-making and jamming.
At Flute Haven you can:
- raise your level of flute playing,
- learn to play with percussion, guitar, and piano,
- dive into performing,
- expand your flute playing into new genres,
Flute Haven is for people of all levels of musical experience – including beginners and experienced players. The amount of time you have played Native flutes is not important – only your desire to explore and expand your musicality.
Optional Friday night wine & cheese jam & reception 6:30pm – 8:30pm
Clint Goss, Eric and Lynn Miller, Ron Kravitz, Frank Henninger, Ron Volkman, Vera Shanov
9:30-12:30 Workshops * 12:30-1:30 Lunch * 2-5pm Flute Circle
6:30-8:30 Outdoor Concert Stage Performance and Flute Facilitation
Expressive Arts workshop
Sue Mistretta and Lynn Miller
Saturday June 20th 10am – 5pm
Summer Solstice is the longest day of the year, providing us with the most Light of any day. It also happens to be the day when the shortest shadow is found. Using this as a metaphor for our personal and spiritual growth journey, we will create a day of celebration and purification. Using expressive arts, we will explore our soul longings through painting, sound and movement. We will make this Soul-stice an opportunity to let go of the “old story” we each carry in our lives…even if just for a moment. Only when we let go, are we open to possibilities that exist in our lives. We will shed light on the most meaningful parts of our lives and give these parts of us a voice.
Cost for the workshop is $100 and includes lunch and all workshop materials.
Early bird special – $90 if you sign up before June 6th!
Additional information and registration:
Music for People’s, Adventures in Improvisation
Join Our Musical Community
Find your authentic sound, explore your music
Lynn Miller, Ron Kravitz, Mary Knysh and Jim Oshinsky will guide you through singing, drumming, and instrument playing with MFP improvisational structures.
All styles, instruments and levels of experience welcomed.
Immaculata University, Malvern, PA
June 26-28, 2015
Special tuition rate for first timers ($199 full weekend, $99 Saturday only)
Additional information and registration:
KENNETT SQUARE, PA – By a 4-3 vote, council Monday night adopted an ordinance that creates a new, expanded historic district, disbands the borough’s historic commission, and creates a unified Historic Architectural Review Board. The measure will affect every structure in the new and refined historic district.
“This is probably the toughest decision that we have made as a council,” said Leon Spencer, council president.
Councilors Geoff Bosley, Chip Plumley and Patrick Taylor dissented.
The ordinance is the result of a compromise from a previous proposed historic district ordinance that was more stringent and had two separate historic zones. That proposal was defeated last year.
Municipalities in Chester and Montgomery counties saw the biggest growth last year, while just four places in Camden County – including Camden City – added any residents at all.
That’s according to new Census Bureau data, released Thursday, that shows population gains and losses in communities across the country for the one-year period ending in July 2014.
Population figures for counties – including Philadelphia, which saw its population grow 0.27 percent to 1,560,297 residents during that time – were released earlier this spring.
The new data set lets every town, from the smallest boroughs to the largest cities, see how many residents it gained or lost.
Spring-Ford Area School District PRESENTS 2015 COOL SCHOOL
The 2015 Cool School Summer Enrichment Program is sponsored by Spring-Ford Area School District.
• Classes are held at the 5/6 Building, 833 South Lewis Road, unless otherwise noted
• Classes will be held Monday through Thursday • Classes will be offered during three, one-week sessions:
• Week I: June 22 – June 25 • Week 2: July 6– July 9 • Week 3: July 13 – July 16
• Two different time slots: • Time A: 8:30 -10:30 a.m. • Time B:10:45 a.m.-12:45 p.m.
• When registering for a class, please note the session. Example: June 22-25, from 8:30-10:30 a.m. will be Session 1A.
• Unless otherwise noted, all classes are held at the 5/6 Building 833 South Lewis Road, Royersford
• Supervision is provided between sessions. Students who are staying should bring a snack.
• Many courses have a $5 materials fee.
• Cool School Courses are available for students completing grades K-6, depending on description.
• Grade levels are based on the grade completed in June 2015.
• Registrations will be accepted online or with a paper registration. COST PER COURSE: $50 SFASD residents; $60 non-residents.
Click here for all the information and registration form: Cool School Summer Camps
Eight people, including a Chester County correctional officer, inmates and their friends, have been arrested in an operation to smuggle drugs into the county prison, according to prosecutors.
The Chester County District Attorney’s Office said the group concocted a scheme for the correctional officer to bring in heroin, prescription drugs and other contraband to inmates at the Chester County Prison.
Correctional Officer Douglas Keck, 45, would obtain the contraband from inmates’ friends outside of the detention facility, then bring the smuggled goods to the inmates, officials said. He was paid $100 per delivery.
“We expect members of the criminal justice system to keep drugs away from criminals, not act as an in-person drug dealer,” District Attorney Tom Hogan said in a statement.