Join Lynn Miller For A Therapeutic Sound Session

Go to this link for additional information
A unique Soundhealing experience
Join Lynn Miller for a therapeutic Sound session at the
Healing Arts Studio in Phoenixville, PA
Lynn has a special tool, a Svaram soundbed (a wooden massage table with 50 strings underneath.) As one lays on the table, she plays the strings underneath giving a vibrational massage. The session also uses Tibetan sound bowls, Native flutes and voice. The vibrations nurture the emotional-physical system which can move energy releasing blockages. This tuning of the system leaves a feeling of regeneration, well-being and harmony.
Additional info: Spiritarts.us

CERTIFIED FINANCIAL PLANNER JOINS HOOVER FINANCIAL ADVISORS

Edward (Ted) Braun, CFP®

Edward (Ted) Braun, CFP®

Malvern, PA –Hoover Financial Advisors, P.C. (HFA) recently added Edward (Ted) Braun, CFP® to its growing staff. Braun is a financial planner with outstanding credentials. His appointment was announced by Pete Hoover, CFP®, founder of the firm.

Prior to joining HFA, Braun was a project manager in Financial Advisor Services at The Vanguard Group. He began his career at Vanguard and held various leadership positions during his tenure. In 2014, Vanguard awarded him a Financial Advisor Services Divisional Star. Prior to that he earned a Participant Experience Divisional Spirit Award from the company.

Braun, who holds a BBA degree from Strayer University, completed his financial planning education at Kaplan University. He is a resident of Kennett Square.

“Hoover Financial Advisors offers exactly what I was looking for,” says Braun. “It is a place where I can build my career and make a difference in people’s lives.”

HFA, which is headquartered on Moores Road in Malvern, was launched in 2005 by Pete Hoover, who has been an independent financial advisor for more than 30 years. Since its inception, HFA has quadrupled in size. Staff members include certified financial planners, financial advisors, investment analysts, insurance and tax specialists, attorneys, a certified portfolio manager, and an information services manager. In 2012, HFA was selected as Small Business of the Year by Chester County Chamber of Business & Industry. For more information, visit its website at http://www.petehoover.com or call 610.651.2777.

Badminton And Music Events‏

Smashville Arts and Badminton, Grand Opening

Music, Dance, Food and of course Badminton

After 2 years of renovation, we are pleased to announce our 3 court badminton center is open. We want to celebrate with you!We’ll have a stage with Eric and Lynn Miller and friends playing live music, lots of space to dance and of course we’ll play badminton.

Saturday, March 12

310 E. High Street, Pottstown PA 3rd floor

5pm Contribution: $20. or Bring a potluck $10.

Music for People Satellite Workshop

Facilitated by Lynn Miller, Mary Knysh and Ron Kravitz

Have an adventure in exploring improvisation music at Ron’s studio. He has an array of fun percussion instruments from around the world and back again. Of course bring your own instrument. We invite all styles of music, all instruments and all levels of experience. Through simple structures we will play music in the moment, and develop skills in playing authentically from the heart.

 Join us, it’s fun!! This workshop is an opportunity to work with faculty from Music for People in a small intimate setting. (limited to 19).

Saturday, March 19, 2016

9:00 A.M. – 4:30 P.M.

$80.00/workshop registration by 3/13 / $10.00 for show
$110.00 / workshop after 3/13 / $20 for show

1012 E Southampton Ave. Wyndmoor, Pa 19038

There will be a concert afterward, Ron’s Underground -an eclectic performance by Music for People staff and friends.

 

Saturday, March 19, 2016

7 – 7:50 pm
Community Drum Circle & Potluck
8 – 9:30 pm Show

Ron’s basement is transformed into a theater that seats about 70 people. A pre-concert jam session and potluck brings the community together to make music, and get to know the performers.

featuring

Lynn Miller – vocals, guitar, zen harp
Lesley Tao Mowat – guitar, ukulele, percussion
Mary Knysh – flutes, percussion
Michael London – guitar, vocals
Mostafa Mouhib – percussion
Ron Kravitz – percussion, vocals

1012 E Southampton Ave. Wyndmoor, Pa 19038

Suggested donation: $20. at the door

spiritarts banner

Music for People Satellite

SpiritArts, Transformation through music and dance Improvisation

 

May 20-22 2016

Eric and Lynn Miller welcome you to their studios. Friday and Sunday the topic will be music and well being. Participants will experience Lynn’s sound-bed (massage table with 50 strings underneath).

Saturday, Eric invites you to his new 3,000 square foot facility
lots of room for music & movement including celebration Sat night!

7pm Friday-(wine and cheese reception)- Healing Arts Studio-Soundbed

10-5pm Sat.-Smashville, Music for People forms and recording-
lot’s of playing!

7-9pm Music and dance celebration (community invited to dance)
Sunday 10-1pm Sound Healing techniques-Healing Arts studio

location: Smashville-Pottstown, PA /Healing Arts Studio, Phoenixville, PA

$89.00/workshop registration by 5/06
$99.00 / workshop after 5/03     includes entire weekend!

$20 Saturday night Community dance only  *   $40. Sunday Sound Healing only

register at SpiritArts.us

SpiritArts | Lynn@lynnmiller.org  | Spiritarts.us

Music For People Community Improv Orchestra

Extraordinary event of conducted Improvised music with Philadelphia musicians and Music for People members. Drumming, dancing, audience participation and fantastic music.
Music for People Community Improv Orchestra
Friday February 12, 2016
You will hear the most unique music ever, comprised of Music for People (MFP) participants and local musicians led by Lynn Miller, Ron Kravitz and others..Each composition has a different conductor creating completely improvised music with a palette of winds, strings, guitars, voices, found objects, percussion, world instruments and you!
Immaculata University, 1145 King Rd, Malvern, PA
Villa Maria Hall, Green Room
8pm showtime, door opens 7:40
$20. donation

This concert kicks off Music for People’s Adventures in Improvisation workshop – a weekend of creative inspiration, deep listening, music skills, confidence building, and PLAY…… Come jam with us and learn improvisation skills. All instruments,
levels of experience and styles welcome!
The theme is Rhythm although we will be playing every instrument imaginable, including our voices. Special guest percussionists for workshop and concert: Quint Lang, Kofi Donar and Jim Hamilton with MFP staff

From the evening of Friday, Feb. 12 through Sunday, Feb. 14.
early bird discount ends Jan 30th!

 

 Music for People | (860) 491-3763 | mfp@musicforpeople.org

REBECCA’S DUMPLINGS WILL HOST CHINESE NEW YEAR LUNCHEON TO BENEFIT THE CHESTER COUNTY FOOD BANK

West Chester, PA – Rebecca Li Jordan, the chef behind a new taste sensation sweeping the region, will share her mouthwatering dumplings and other traditional dishes at a Chinese New Year luncheon on Saturday, February 6th from 10 a.m. to 2 p.m. at the Artisan Exchange in West Chester. Costs range from $7.50 to $20 and proceeds will benefit the Chester County Food Bank. Guests may enjoy lunch on site or take home one or more servings. Registration is not required and walk-ins are welcome.

Jordan, who launched Rebecca’s Dumplings last year, has experienced early acclaim from numerous audiences, including the Food Network. She was born in Nanjing in Eastern China. A family tradition was making dumplings, which took an entire weekend. “We went to the market early in the morning to purchase fresh ingredients and then spent all day Saturday preparing hundreds of pork and vegetable dumplings,” she reminisces. “Everything was made by hand. My job was to flatten the dough.”

Years later, Jordan delighted her husband Jim and two children, Rachael and James with the delicious dumplings. “We used to go on dumpling hunts seeking the best tasting products and quickly discovered that mine were better than anything offered in China Town. For years, I made them for friends and family and decided that it was time to let the world have a taste.”

Early success of the budding business proves she is right. The Chinese New Year Luncheon will introduce even more people to Rebecca’s Dumplings. The products are: Original Pork, Vegetarian, Gluten-Free Pork, Gluten-Free Vegetarian, Breakfast and Cheese Steak. The celebration of the Year of the Monkey menu will also include other family favorites including Chinese ribs, Rebecca’s Dumpling Soup, gluten-free Chinese noodles and various fresh vegetable dishes.

Rebecca’s Dumplings are created by hand at the Artisan Exchange commercial kitchen at 208 Carter Drive in West Chester. To keep up with demand, staff has grown from one to four in just a few months. For more details on products or the Chinese Year New Year Luncheon, visit http://www.rebeccasdumplings.com, Facebook or call 610.570.6487.

Rebecca’s Dumpling Soup – Serves Four

Ingredients

3 Cups pre-cooked beef, pork or chicken stock

½ Shitake mushroom, sliced

1 Cup fresh spinach (You can add more if you prefer.)

8 pieces of Rebecca’s Dumplings of your flavor choice

½ teaspoon salt

Instructions:

Combine the three cups soup stock and three cups water. Heat to a temperature of 180 degrees. Add the mushrooms and cook for two minutes. Stir in the spinach and Rebecca’s Dumplings. Cook for one minute. Add the salt. Turn off the stove. Cool the soup briefly and serve.

HOOVER FINANCIAL ADVISORS EXPANDS OFFICE SPACE

PHOTO CAPTION: Hoover Financial Advisors, P.C. offices on Moores Road, Malvern.

PHOTO CAPTION: Hoover Financial Advisors, P.C. offices on Moores Road, Malvern.

Malvern, PA – Hoover Financial Advisors, P.C. opened 2016 with larger quarters to accommodate its growing staff. “We were beginning to get a bit too comfortably close,” says HFA founder and CEO Pete Hoover with a laugh. “We love the Moores Road architecture and relocation was not an option we wished to consider. When space became available in our building, we jumped at the chance to expand.”

The expansion gives HFA an additional 2,080 square feet for a total of 5,368. First and second floor conference rooms are now each a sweeping 375 square feet with ample room for large meetings, work sessions and small special events. The lower level conference area is enhanced with a 65-inch flat screen television set.

HFA, which is headquartered on Moores Road in Malvern, was launched in 2005 by Pete Hoover, who has been an independent financial advisor for more than 30 years. Since its inception, HFA has quadrupled in size. Staff members include certified financial planners, financial advisors, investment analysts, insurance and tax specialists, attorneys, a certified portfolio manager, and an information services manager. In 2012, HFA was selected as Small Business of the Year by Chester County Chamber of Business & Industry. For more information, visit its website at http://www.petehoover.com or call 610.651.2777.

Montgomery County Community College To Host Third Annual Tri-County High School Art Exhibition‏

Photograph caption:  “Long Term,” oil on canvas by Isabel DeGuzman of Perkiomen Valley High School.

Photograph caption: “Long Term,” oil on canvas by Isabel DeGuzman of Perkiomen Valley High School.

Pottstown, PA —High school students from Montgomery, Chester and Berks counties will display their best artwork at Montgomery County Community College’s Third Annual Tri-County High School Art Exhibition and Competition in the College’s Fine Arts Gallery, North Hall, 16 High Street, Pottstown.

The exhibition opens Wednesday, Feb. 17, and will continue through Friday, March 4. The artists’ reception also will be held on Wednesday, Feb. 17, from 5-7 p.m. with the awards ceremony at 6 p.m. Both the exhibit and reception are free and open to the community.

This annual event enables up-and-coming student artists to exhibit their work in a professional art gallery and share their talents with the community. This year’s artwork will feature a wide-variety of subjects created in various mediums. MCCC art faculty members will be reviewing the artwork and will be available to answer any questions about the College’s art programs.

Gallery hours are Monday through Thursday, 8 a.m.-9:30 p.m., and Friday, 8 a.m.-4:30 p.m. Closed weekends. For more information about the exhibition, contact Gallery Director Holly Cairns at 215-619-7349 or hcairns@mc3.edu.

Follow us on Facebook at http://www.facebook.com/DestinationArts for information about upcoming performances and art exhibitions.

Help support the arts and art education programs at Montgomery County Community College by becoming a Friend of the Galleries.  Donations are tax deductible. For more information, contact the College’s Foundation at 215-641-6530.

Beginning November 29th, 2015 Take Pottstown Area Rapid Transit, Give Back

In the spirit of the holiday season, Pottstown Area Rapid Transit (PART) is pleased to announce our “Take PART, Give Back” Campaign!

Beginning November 29, 2015 PART will be collecting donations to benefit the Pottstown Cluster of Religious Communities and Operation Backpack. PART is pleased to partner with these organizations to help build the supply of food and goods available to those in need in our local community.

How can you PARTicipate?

By riding on one of PART’s Special Sunday Shopper Days! Every Sunday beginning November 29th, 2015 through December 20th 2015 from 12:00 p.m. – 6:00 p.m., bring your donation on board a PART Transit Bus and ride for $1.00! *Applies to Adult Base Fare ONLY

During the Tri County Area Chamber of Commerce Holiday Mixer & Business to Business Expo on Tuesday, December 8, 2015 from 4:30 p.m. – 6:30 p.m. at Norco Fire Company, 144 W. Schuylkill Road, Pottstown, PA 19465. Bring your donation to the event and receive a PART Holiday ornament!

The Pottstown Cluster of Religious Communities is a 501 c3 nonprofit organization providing a multitude of programs related to food security, clothing and housing assistance, and other supportive services. Activities are intended to “address the basic human needs of persons within the Greater Pottstown community, while assisting with their spiritual and social needs.”

The Cluster is currently in need of dry goods including laundry detergent, all-purpose cleaners, paper towels, and toiletries. Canned goods including fruits, vegetables, soups, tuna fish, and tomato products are also in high demand.

Operation Backpack is a 501 c3 nonprofit organization, providing food to students in the greater Pottstown community who would go without over the weekend.  The organization works to “help homeless and hungry students succeed by addressing the issue of childhood hunger.” The organization works with individuals and organizations to gather ready to eat items to fill backpacks distributed to participating schools at the end of each week.  Operation Backpack is currently in need of prepackaged tuna, macaroni and cheese, soups, pasta, cereal, granola, breakfast bars, crackers, juice, and water.

As a public service, PART takes great pride in providing safe, affordable, and reliable quality transportation to the Borough of Pottstown, Lower, West, and Upper Pottsgrove Townships, Limerick Township, and North Coventry Township.

Please help PART Give Back! Questions? Contact Erica Batdorf at 610-970-6515 or ebatdorf@pottstown.org

Or visit our website at http://www.pottstownarearapidtransit.com

HOOVER FINANCIAL ADVISORS MEETS FALL FUNDS FOR FOOD GOAL

Malvern, PA – Each year, Hoover Financial Advisors, PC, conducts a Fall Funds for Food campaign to benefit Chester County Food Bank. Last year, HFA set a goal to raise $10,000 and actually brought in $12, 500. This year, the financial planning firm presented $15,000 to the local food bank. “With generous help from our clients, staff, vendors and colleagues, we reached our 2015 goal,” says Pete Hoover, CFP®, HFA president. “With each dollar contributed, the food bank can provide four meals or five pounds of non-perishable food.”

Chester County Food Bank stores and distributes food to more than 30 area food cupboards and 60 other meal sites and agencies at no charge. Since its inception in 2009, it has provided the equivalent of 1.7 million meals. In addition to raising money for the food bank, HFA provides sweat equity. Earlier this year, staff members worked in the kitchen at its Exton headquarters and at Charlestown Farm in Phoenixville. Last year HFA packed produce boxes and in past years, it pulled weeds and filled backpacks.

“It has been an interesting year,” notes Hoover. “Employment is up, always a good sign. Yet, there are over 70,000 households in Chester County Food Bank’s reach that do not have enough to feed their families. We are committed to helping these people, particularly as the holiday season approaches. It felt good to make our fundraising goal.”

HFA, which is headquartered on Moores Road in Malvern, was launched in 2005 by Hoover, who has been an independent financial advisor for more than 30 years. Since its inception, HFA has quadrupled in size. Employees include client relationship managers, financial planners, insurance and tax specialists, investment analyst and an information services manager. HFA selected as 2012 Small Business of the Year by Chester County Chamber of Business & Industry. For more information, visit its website at petehoover.com or call 610.651.2777. To learn about Chester County Food Bank, call 610.873.6000 or go to http://www.chestercountyfoodbank.org.

HOOVER FINANCIAL ADVISORS ADDS INVESTMENT ANALYST

TomBalisHeadshots-0365-1

Thomas Balis

Malvern, PA – Thomas Balis, a highly experienced financial services professional, recently joined Hoover Financial Advisors, PC (HFA), as an investment analyst. His appointment was announced by Pete Hoover, president and CEO of the firm.

Prior to HFA, Balis managed 21 H&R Block retail tax offices in Orlando, Florida. Before that, he was first vice president, district manager for 16 JP Morgan Chase Bank branches in Tampa. He and his family relocated to King of Prussia earlier this year and he worked as a part-time consultant for HFA. His background, investment expertise and keen analytical skills prompted Hoover to create a permanent position for the value-driven analyst. He holds a bachelor’s of science degree in Business Administration from Ohio State University.

Balis’ responsibilities include reviewing assets of HFA clients and recommending how to best allocate their money. “We are pleased to have Thomas on the team,” remarks Hoover. “His skills and knowledge of finance and banking promise to be rewarding for HFA clients.”

“I’m thrilled with this opportunity,” says Balis. “Working with a team of high caliber experts is invigorating. The diversity of talent is top notch. In many financial planning firms, clients don’t have such a range of services. Only one slice of the business is available. At HFA, everything from tax advice to insurance counsel and more is under one roof.”

HFA, which is headquartered on Moores Road in Malvern, was launched in 2005 by Pete Hoover, who has been an independent financial advisor for more than 30 years. Since its inception, HFA has quadrupled in size. In addition to the new investment analyst, employees include certified financial planners, financial advisors, insurance and tax specialists, attorneys, a certified portfolio manager, and an information services manager. In 2012, HFA was selected as Small Business of the Year by Chester County Chamber of Business & Industry. For more information, visit its website at http://www.petehoover.com or call 610.651.2777.

A FAMILY MEETING CAN PREVENT FUTURE FRENZY AND FRICTION

bio-gagliardiMalvern, PA – “We frequently see a troubling situation that can easily be prevented,” says Phil Gagliardi, CPM, a planner with Hoover Financial Advisors. “A frantic call comes in from one of our client’s children. Their parent is very ill and no longer able to manage personal and financial affairs. None of the children know where any of the estate documents are located, nor do they even know the wishes of their parents.”

The dilemma is not uncommon. Generally, parents don’t want to burden their children with such issues. They sincerely believe things will work out because they took appropriate steps to put necessary plans in place. They have the will/trust, durable power of attorney and all beneficiary designations are proper. However, that is rarely enough. Communicating investment and tax planning strategy as well as ultimate hopes and requirements to the next generation is equally as important as having the documents prepared.

A family meeting is a valuable tool to ensure peace of mind and avoid friction in time of crisis. Everyone involved can ask questions and reach an appropriate level of understanding, which will help prepare children and loved ones if older family members are unable to manage their affairs. They will be ready and not burdened with an extra layer of complexity. Another benefit of this meeting is to build a relationship between outside financial advisors and family members to maintain a level of knowledge and comfort. Gagliardi offers suggestions gleaned from an article at http://www.EstatePlanning.com noting a few components and benefits of the family meeting:

1. Ask your estate planning attorney and financial advisor to be there to explain how your plan will work and why decisions were made.

2. Choose a date and time that is convenient for everyone and a place that is appropriate. The room should encourage discussion but also convey the seriousness of the meeting. Have a beginning and ending time.

3. Make a list of topics to cover. This meeting should be a general explanation of what parents have planned and why, in order to prepare family members for what they can expect and may need to do in the future. Encourage questions and discussion.

4. It is important to give children some idea of the size of any inheritance they may receive. With people living longer and long-term care expenses often lasting for years, there may be little to pass on. If the inheritance is large, it is be better to give them a realistic picture now rather than later. It is helpful to prepare a child for a sizeable inheritance so they don’t go on a spending spree, fall prey to a scam, or be afraid to use the money at all. Some people prefer to keep their wealth a secret, but it should be discussed, especially if there may be controversial issues.

More comprehensive details can be found on Gagliardi’s blog on Hoover Financial Advisors website (http://www.petehoover.com).

Gagliardi joined HFA four years ago. Prior to that, he was a trust officer with Charles Schwab Bank in Wilmington, Delaware. He is one of only 350 individuals in the U.S. to earn a Certified Portfolio Manager® designation. The planner holds a master’s degree in taxation and financial planning from Widener University.

HFA, founded by Pete Hoover, CFP® in 2005, has quadrupled in size since its inception. The firm was selected as the 2012 Small Business of the Year by Chester County Chamber of Business & Industry and the year before it was named among the top financial planners in the Philadelphia region. Headquartered on Moores Road in Malvern, HFA is an independent discretionary firm with no product ties. Services include wealth management, cash flow management, estate planning, retirement planning, financial forecasting, plan preparation and implementation, income tax strategies, insurance solutions and management of financial needs after the death of a loved one. For further information, visit the firm’s website at http://www.petehoover.com or call 610.651.2777.

Mosaic CLT Is On The MOVE!

UPCOMING EVENTS AND WORKSHOPS

Saturday, September 26, 2015
10:00 AM – 2:00 PM
Fourth Annual Honey Festival

Cedarville United Methodist Church
1092 Laurelwood Road
Pottstown, PA  19465
EVENT CONTACT: Tammy Bowman at tbowman@dejazzd.com
Or May Smith at maysmith@ptd.net

WEBSITE: http://www.cedarvilleumc.org
 
Annual Honey Festival event with demonstrations by local bee keepers and and local goods and crafts for sale by various local vendors, from apples and pears to local grown mums. PA Honey Queen in attendance, honey tasting, activities for children, and more. Free admission and parking. Our facility is handicap accessible. Honey food items will be available for purchase, and an operating hive will be on display. There will also be activities for the children.

Saturday, September 26, 2015
9:00 AM – 3:00 PM
St. Luke’s Community Day

St. Luke’s Lutheran Church, Obelisk
3206 Big Road
Zieglerville, PA  19492
(610) 754-7762
www.stlukeschurchpa.com
 
It’s a day of affordable fun!  Penguins from Lehigh Valley Zoo will be joining the party, zip lines and giant slides…games and prizes, too!  They will also provide CPR training, food samplings, massages and many other fun and educating activities!  Visit their website for more information!

Saturday, October 24, 2015
2:00 PM – 6:00 PM
MOSAIC’s ANNUAL FALL FESTIVAL
Mosaic Community Garden
423 Chestnut Street
Pottstown, PA  19464
(484) 300-2410
mosaicclt.lw@gmail.com
Facebook:  Mosaic Community Land Trust

Join Mosaic as we celebrate another great growing season!  We will clean up for the first hour, officially closing our 2015 growing season.  Then we will celebrate with warm apple cider, music, fall goodies and sweets, a fire pit for marshmallow roasting (no, marshmallows are not healthy but sure are fun to roast this time of year) and to keep warm….with lots and lots of wonderful conversation and community fellowship!  Please plan to join us during this special event!

Our next workshop, All About Canning and Preserving, is coming soon!  Be on the lookout for more information and save the date!

Spirit Grass At Steel City Coffee House, Phoenixville

Steel City Coffee House  
204 Bridge St Phoenixville, PA
 

Thursday September 17th  7:00 -9:00 pm   tickets $12.00 advance or $15.00 at door

for additional info and tickets press link:
Eric and Lynn Miller (mando, guitar) Clint Goss (flutes) Ron Kravitz (percussion)

HOOVER FINANCIAL ADVISORS OFFERS TOP 10 CREDIT TIPS

Pete Hoover

Pete Hoover

Malvern, PA – Hoover Financial Advisors, PC, celebrates its 10th anniversary with a series of Top 10 Lists. The first involves valuable advice to preserve good credit.

“Too much credit? Too little credit? No credit? Good credit? Bad credit? There are so many considerations when protecting and managing personal and business credit,” indicates HFA founder Pete Hoover, CFP. “Lenders generally rely on five key factors when evaluating individual or company credit worthiness. Sometimes called the 5 Cs, there are: Credit History; Capacity; Collateral; Capital; and Conditions.”

The most widely used credit scores are created by Fair Isaac Corporation or FICO. Ninety percent of top lenders use this resource to help them make billions of credit-related decisions every year.  A person with credit has a FICO score at each of the three credit bureaus: Equifax, TransUnion and Experian. Each score is based on information the reporting bureaus keep on file about individuals with various types of credit. Data and scores may be different at each one.  Base FICO scores have a 300 to 850 range. Although many lenders seek FICO scores when making decisions, there is no single cutoff score used to calculate interest rates.

“Credit can be a wonderful thing – if it is good,” qualifies Hoover. “For example, someone with a credit score of 840 is just 10 points below the highest possible rating. That person could pay more than $90,000 less on a 30-year fixed rate mortgage for a $300,000 home. Be sure to take charge of your credit health and keep your scores strong. The rewards are ample,” he concludes.

Hoover’s Top 10 List:

  1. Establish a positive credit history by opening and responsibly managing a secured credit card.
  2. Get current on any missed payments. Delinquent accounts may stay on credit report files for up to seven years.
  3. Always pay bills on time with at least the minimum amount due.
  4. Stay within credit limits on cards or lines of credit.
  5. Review credit scores annually and report discrepancies promptly. Free reports can be ordered by linking to http://www.AnnualCreditReport.com or calling 1.877.322.8228 and following instructions.
  6. Pay down high interest rate debt first.
  7. Don’t open new credit accounts you don’t plan on using.
  8. Set a monthly budget and maintain it.
  9. When possible, consolidate debt into a lower interest rate account.
  10. Pay more than minimum amounts on monthly bills.

Hoover, who has more than 30 years industry experience, is a multiple Five Star Wealth Manager, which is achieved by fewer than seven percent of area financial advisors. He launched Hoover Financial Advisors in 2005. The firm was selected as the 2012 Small Business of the Year by Chester County Chamber of Business & Industry and the year before it was named among the top financial planners in the Philadelphia region. Headquartered on Moores Road in Malvern, HFA is an independent discretionary firm with no product ties. Services include wealth management, cash flow management, estate planning, retirement planning, financial forecasting, plan preparation and implementation, income tax strategies, insurance solutions and management of financial needs after the death of a loved one. For more information, visit its website at petehoover.com or call 610.651.2777.

Information for this news release was obtained from Wells Fargo; AnnualCreditReport.com; Federal Trade Commission Consumer Information (consumer.ftc.gov); creditcard.com. 

TCN Announces Hiring Of Holly Parker As Executive Director

Holly ParkerThe Board of Directors at TriCounty Community Network (TCN) is proud to announce the hiring of Holly Parker as the agency’s new Executive Director. Ms. Parker will join TCN on Monday, August 31st.

Ms. Parker has served the Tri County Community for the last six years while working at Montgomery County Community College. Previous to her tenure at MCCC, Parker served in various leadership roles for several local nonprofit organizations, including Interim Executive Director and Director of Development. She earned a Bachelor of Arts degree from West Chester University and a Master of Science degree from Colorado State University. A lifelong Pottstown resident, Parker has a deep commitment to and understanding of the Tri County area and has received several commendations for her fundraising, grant writing, and community outreach.

“On behalf of TCN’s Board, I am excited about Holly leading our organization in the coming years. Her experience in relationship and funder development in nonprofit, plus her knowledge of the community, provide a great mix of leadership that I feel will help take our organization to new levels,” said Tom Thunstrom, President of the TCN Board of Directors. “Holly’s diplomacy, personality, and character will help our organization build relationships in the Tri County community and will strengthen an already strong collaborative, helping us to be THE resource for developing and empowering partnerships to effect positive change in the region.”

TCN’s 2015-2016 program year kicks off on Tuesday, September 15th, from 8 to 10 AM in the South Meeting Hall at Montgomery County Community College’s West Campus. Additionally, TCN is proud to partner with Senator John Rafferty for his office’s third annual Job Fair, also scheduled for September 15th at Sunnybrook Ballroom from 10 AM to 1 PM.

For more information on TCN, visit our website at http://www.tcnetwork.org or call 610.850.0181.

Music Meets Medicine Conference

Interdisciplinary Society for Quantitative Research in Music and Medicine
  Music Meets Medicine Conference
Advancing our understanding of the medical impact of music

July 24-26 2015
  •  Informative experiential workshop presentations and research papers

Raga therapy, Sacred scale, Chinese Bell Therapy, African drumming, BioGuided Music Therapy, Mandala and Music, Music and Pain, Native flutes and more…….

* CEU credits  available for Chinese Medicine and Music therapists

check our brochure

  • Evening Concerts  (Open to the Public) shows start at 7:30pm
    with vendors selling Cd’s and world instruments check our concerts

Immaculata University, 1145 King Rd. Malvern, PA

Visit our website

Heat, Air Quality Alerts For Philly Area Friday

Heat and air quality alerts are in effect in the Philadelphia region Friday, as the area swelters on what’s likely to be the hottest day of the year so far.

Forecasters say high temperatures Friday are expected to reach the mid 90s, potentially flirting with the record for the date of 95 degrees and prompting some schools to announce early closings.

A National Weather Service heat advisory, in effect from noon through 8 p.m., says heat index values could reach 100 due to the warm temperatures and high humidity.

The most intense heat is expected between 1 p.m. and 6 p.m.
Read more at http://www.philly.com/philly/news/local/20150613_Heat__air_quality_alerts_for_Philly_area_Friday.html#FVZOYskTSZBOl7FC.99

Where Is Pennsylvania’s Very Own Silicon Valley?

Move over, Silicon Valley: Pennsylvania has a tech hub of its own.
 
Over the past couple of decades, the San Francisco Bay Area has been the tech mecca of the country. It’s the shiny, silicon haven where the nerds are the cool kids and where artisanal coffee is a main food group; where there are more startups than gyms and everyone seems to be living far in the future.
 
But this flood of entrepreneurial hopefuls has brought with it a surge of sky-high housing costs and a lack of space. Those looking to start a company are already using all of their resources to make sure their venture is a success. But how can they take such a risk if they’re paying upwards of $4,000 a month for a two-bedroom apartment?
 
As it turns out, there are other areas of the country—including some in Pennsylvania—where more tech companies and venture capital firms are popping up every year. These dark horses may be poised to become the next silicon superpowers.

To see the top 10 PA tech counties, click the link: http://www.dailylocal.com/general-news/20150611/where-is-pennsylvanias-very-own-silicon-valley